Loan Services
Peoples State Bank
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Ag Loan Services
 
Operating
Operating loans for the production of crops and livestock are available.  We offer very competitive rates with service that has decades long commitment to farming.  We will provide telephone or automatic advances for your convenience as well.  Our loan officers will help you prepare a balance sheet, cash flow, and financial analysis on an annual basis.
 
Term Loans
We have several different options regarding the financing of machinery and breeding stock.  Fixed or variable terms with low rates and sound structuring will help you fund this portion of your business.  We have reasonable loan terms and will help you setup repayment schedules that fit your cash flow.
 
Real Estate
We can offer some of the best rates and terms in the area.  We also have very low fees, including NO ORIGINATION FEE.  We are willing to work with you regarding the amortization of the mortgage and we will do our best to achieve a fast turn around time for completing your real estate loan.
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